Engineering Covers
Our Services
- Medical Insurance
- Motor Insurance
- Travel Insurance
- Asset All Risk Cover
- Fire Insurance
- Professional Liability
- Accident Insurance
- Theft Insurance
- Marine & Hull Insurance
- Plant & Machinery Insurance
- Engineering Covers
- Goods & Bonds Insurance
- Container Insurance
- Liability Insurance
- Agriculture Insurance (Mtetezi Insurance)
Engineering Covers
Our Engineering Insurance solution provides cover for a range of products which can meet demands for major projects in Construction, infrastructure, Mining, Power Generation and Specialty Risks in Oil and Gas. These Include;
Contractors All Risks (CAR)
This covers a contractor’s obligations on works of civil engineering construction from site investigation through site reparation, construction, testing (where applicable) to handover and during any prescribed subsequent maintenance period. The policy is written on an “all risks” basis and cover includes: – Fire and allied perils, Accidental damage, collapse, collision, impact, theft, malicious damage.
Erection All Risks (EAR)
EAR policies are designed to cover the risk of loss arising out of the erection and installation of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery, and liability for third-party bodily injury (BI) or property damage (PD) arising out of these operations. Covered parties include the general contractor, subcontractors, and in some cases suppliers and manufacturers of equipment.
Examples of the types of projects for which EAR coverage is typically purchased include power plants, manufacturing and fabrication facilities, water and wastewater treatment facilities, and telecommunications centers (particularly where the erection of signal towers is involved).
- Comprehensive Machinery Breakdown
- Electronic Equipment
- Advance loss of profit and financial losses due to delay in start up